More on Tort Reform

January 5, 2009

Limits are unfair to malpractice victims

The fact is that the positive climate for doctors has resulted from strong, long suppressed insurance reforms, which were included in the legislation. That law has forced malpractice insurance companies to provide greater transparency on rate-setting and payouts that has, in turn, spurred competition, motivated more companies to enter the marketplace, and lowered premiums for doctors. Important to the discussion is the additional fact that Illinois’ largest malpractice insurer has reported that payouts have remained flat for the past 13 years. That same insurance carrier admitted in legislative hearings in 2005 that capping awards would not guarantee lower premiums for doctors.

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