No More Personal Injury Protection

October 4, 2007

Florida No Longer Requires Personal Injury Protection

Personal injury protection is going away,” Tom Dorsey of Independent Insurance Agents of Miami-Dade County said.That means anyone in an accident may have to sue the other driver in order to pay for medical bills.

“I kind of think it’s a dangerous thing,” Roger Herman of Weston said.

Before Monday, the law said every driver had to carry at least $10,000 in personal injury protection, which paid for medical bills no matter who caused the crash.

“For a lot of people, that’s the only coverage they carried,” Dorsey said. “Many people don’t have health insurance, so at least they had their auto insurance in the event they were involved in an auto accident.”

Opponents of personal injury protection said it caused insurance fraud and cut car insurance bills.

Drivers, however, said they disagree with the law.

“To be honest, I’d rather see it stay even though it’s a little more expensive,” driver Akilah Martin said. “It is really expensive if you get into an accident.”

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