Season’s Greetings

December 17, 2012

 seasons_greetings

Thank you for the pleasure of your friendship and goodwill
during the past year.

We wish you a wonderful holiday season and a New Year full of happiness and prosperity.

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Property Damage – Sandy-Damaged Vehicles Hit 230,000 Mark

November 28, 2012

The losses from Sandy keep piling up. On Nov. 26, AIR Worldwide substantially raised its estimate of total insured losses to between $16 billion and $22 billion, while the National Insurance Crime Bureau NICB revised its projections about the total number of vehicles swept away by Superstorm Sandy.

Based on claims information provided from the Insurance Services Office, Inc. ISO, a subsidiary of Verisk Analytics, the NICB now estimates that at least 230,000 vehicles were damaged in the storm. Not surprisingly, New York logged the most damaged vehicles, with 130,000 claims. Meanwhile, New Jersey has reported 60,000 auto claims.

The remaining 40,000 claims analyzed and reviewed by insurers were filed by insureds in Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, North Carolina, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia.

via Sandy-Damaged Vehicles Hit 230,000 Mark | PropertyCasualty360.

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Tort Reform And Its Questionable Success

January 16, 2010

Tort Reform: Questionable Success and Obvious Shortcomings

How are patients limited by tort reform?

The core of many tort reform bills is the limitation of non-economic damages. This includes compensation for pain and suffering. What happens when a malpractice victim faces no immediate economic damages? For example, what of elderly and young victims who are not employed? What of grieving families who face life without a loved one?

Charles and Shirley Ethier’s son was admitted to a San Francisco emergency room with a head laceration after being struck in the head with a surfboard. Despite the possibility of a serious head injury, the doctor who treated him failed to order a CT scan or even palpate the wound. Instead, the physician simply stitched him up and sent him home.

He wasn’t there for long. The Ethiers’ son had fractured his skull, and was suffering from extensive cerebral hemorrhaging. The sustained pressure on his brain eventually rendered him brain dead and he later died.

The jury quickly found for the Ethiers and awarded them $3 million in wrongful death damages — which the judge was forced to immediately reduce to $250,000, the amount allowed under MICRA for non-economic damages.

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