Why You Should Not Give A Recorded Statement To An Insurance Adjuster
July 5, 2010
If through no fault of your own, you get into a car accident and you are injured, chances are you will get a call from the other driver’s insurance adjuster asking you questions about how the accident took place. Generally, they appear to be nice people polite and pleasant and they ask you to allow them to record your statement. If you appear unsure about your answer, they make it sound like if you do not give the recorded statement; your case will not be evaluated and will be closed without your claim having been properly adjusted.
In reality, there is nothing in Illinois Law that requires a victim to give a recorded statement to the other side’s insurance adjuster. In fact, the law requires the insurance company to fairly and justly evaluate a claim and dispose of it without any unreasonable delays.
If you are in that situation, remain calm and simply tell the insurance adjuster to show you where under the law you are required to give a recorded statement, the lack of which may result in your claim being denied or ignored. Tell the adjuster that you are willing to answer questions and tell them your side of the story, but that they have no right and permission to record your statement. Tell them they can take as much notation as they like, but no recording.
For information about what to do in case you are victim of a car accident or personal injury, contact Taradji Law Offices and discuss your case without any obligation whatsoever. We work on a contingency basis—that means we will not get paid until and unless we collect compensation for you.